/* J&D Vantage Quant — design system.
   Software-engineering consultancy: Manrope, charcoal on white, one blue
   accent used sparingly. Structural rather than decorative — borders and a
   visible grid carry the layout, not shadows or gradients. */
:root{
  --bg:#FFFFFF; --bg2:#F7F8FA; --bg3:#EFF1F5;
  --line:#E2E6ED; --line2:#EFF1F5; --line3:#D3D9E3;
  --ink:#0A0E14; --text:#1C2330; --body:#3E4757; --muted:#6B7688; --faint:#9AA3B2;
  --accent:#1D4ED8; --accent-dk:#1E3A8A; --accent-soft:#EEF3FF; --accent-line:#C7D6FB;
  --sans:"Manrope",-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --mono:"Roboto Mono",ui-monospace,Consolas,monospace;
  --maxw:1160px; --r:8px; --r-sm:5px;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{background:var(--bg);color:var(--body);font-family:var(--sans);font-size:16px;
  line-height:1.68;-webkit-font-smoothing:antialiased;font-weight:400}
::selection{background:#D9E3FD}
a{color:var(--accent);text-decoration:none}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 32px}
.mono{font-family:var(--mono);font-variant-numeric:tabular-nums}

/* ================================ header ================================ */
.nav{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.94);
  border-bottom:1px solid var(--line);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px)}
.nav-in{position:relative;max-width:var(--maxw);margin:0 auto;padding:0 32px;height:76px;
  display:flex;align-items:center;gap:8px}
.nav-brand{display:flex;flex-direction:column;color:var(--ink);flex:none;margin-right:40px;line-height:1}
.nav-brand b{font-size:19px;font-weight:800;letter-spacing:-.03em}
.nav-brand span{margin-top:4px;font-family:var(--mono);font-size:9.5px;font-weight:400;
  letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.nav-links{display:flex;align-items:center;gap:4px}
.nav-links a{color:var(--body);font-size:14.5px;font-weight:500;padding:9px 13px;border-radius:var(--r-sm);
  white-space:nowrap;transition:color .15s,background .15s}
.nav-links a:hover{color:var(--ink);background:var(--bg2)}
.nav-links a.here{color:var(--accent);background:var(--accent-soft)}
.nav-right{margin-left:auto;display:flex;align-items:center;gap:10px;flex:none}
.nav-cta{display:inline-flex;align-items:center;background:var(--ink);color:#fff;font-size:14px;
  font-weight:600;padding:11px 20px;border-radius:var(--r-sm);white-space:nowrap;
  transition:background .15s}
.nav-cta:hover{background:var(--accent)}
.nav-prog{position:absolute;left:0;bottom:-1px;height:2px;width:0;background:var(--accent);
  transition:width .08s linear}
.burger{display:none;width:40px;height:40px;border:1px solid var(--line);border-radius:var(--r-sm);
  background:#fff;cursor:pointer;padding:0;position:relative;flex:none}
.burger i{position:absolute;left:11px;right:11px;height:1.8px;background:var(--ink);
  transition:transform .2s,opacity .16s}
.burger i:nth-child(1){top:14px}.burger i:nth-child(2){top:19px}.burger i:nth-child(3){top:24px}
.burger[aria-expanded="true"] i:nth-child(1){transform:translateY(5px) rotate(45deg)}
.burger[aria-expanded="true"] i:nth-child(2){opacity:0}
.burger[aria-expanded="true"] i:nth-child(3){transform:translateY(-5px) rotate(-45deg)}
.nav-drawer{display:none;background:#fff;border-top:1px solid var(--line2)}
.nav-drawer.open{display:block}
.nav-drawer .wrap{padding-top:8px;padding-bottom:20px;display:flex;flex-direction:column}
.nav-drawer a{color:var(--body);font-size:15.5px;font-weight:500;padding:13px 2px;
  border-bottom:1px solid var(--line2)}
.nav-drawer a:last-of-type{border-bottom:0}
.nav-drawer a.here{color:var(--accent);font-weight:600}
.nav-drawer .grp{margin-top:14px;font-family:var(--mono);font-size:9.5px;font-weight:500;
  letter-spacing:.14em;color:var(--faint);text-transform:uppercase;padding:6px 2px 2px}
@media (max-width:980px){
  .nav-in{height:66px;gap:10px}
  .nav-links{display:none}
  .burger{display:block}
}
@media (max-width:560px){
  .nav-in{padding-left:20px;padding-right:20px;height:62px}
  .nav-brand{margin-right:0}
  .nav-brand b{font-size:17px}
  .nav-cta{display:none}
}

/* ================================= hero ================================= */
.hero{border-bottom:1px solid var(--line);background:var(--bg)}
.hero-in{padding-top:88px;padding-bottom:80px}
.hero-in.tight{padding-top:64px;padding-bottom:56px}
/* numbered mono eyebrow — structural, not a pill */
.eyebrow{display:flex;align-items:center;gap:12px;font-family:var(--mono);font-size:11px;
  font-weight:500;letter-spacing:.16em;text-transform:uppercase;color:var(--accent)}
.eyebrow::after{content:"";flex:1;max-width:72px;height:1px;background:var(--accent-line)}
.hero h1{margin:26px 0 0;font-size:clamp(38px,5.4vw,60px);line-height:1.07;font-weight:800;
  color:var(--ink);letter-spacing:-.038em;max-width:17ch}
.hero h1.sm{font-size:clamp(31px,4vw,44px);max-width:22ch}
.hero h1 em{font-style:normal;color:var(--accent)}
.hero-sub{margin-top:26px;max-width:62ch;font-size:17.5px;color:var(--body);line-height:1.66}
.hero-sub b{color:var(--ink);font-weight:700}
.hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:34px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:start}

/* ================================ buttons =============================== */
.btn{display:inline-flex;align-items:center;gap:9px;border:1px solid transparent;
  border-radius:var(--r-sm);font-family:var(--sans);font-size:15px;font-weight:600;
  padding:13px 24px;cursor:pointer;white-space:nowrap;letter-spacing:-.01em;
  transition:background .15s,border-color .15s,color .15s}
.btn-primary{background:var(--ink);color:#fff}
.btn-primary:hover{background:var(--accent)}
.btn-ghost{background:#fff;color:var(--ink);border-color:var(--line3)}
.btn-ghost:hover{border-color:var(--ink);background:var(--bg2)}
.btn-lg{font-size:15.5px;padding:15px 28px}

/* =============================== sections =============================== */
section{padding:88px 0 0}
section.pb{padding-bottom:88px}
.sec-head{margin-bottom:44px;max-width:70ch}
.sec-head h2{margin-top:20px;font-size:clamp(26px,3.4vw,38px);font-weight:800;color:var(--ink);
  letter-spacing:-.034em;line-height:1.14}
.sec-head p{margin-top:16px;font-size:17px;color:var(--body);max-width:62ch}

/* =========================== capability grid ============================ */
/* a hairline grid — the rules are the design, no cards floating on shadows */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);
  border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line);
  border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.cell{background:#fff;padding:34px 30px;transition:background .15s}
.cell:hover{background:var(--bg2)}
.cell .n{font-family:var(--mono);font-size:11px;font-weight:500;letter-spacing:.12em;color:var(--accent)}
.cell h3{margin-top:18px;font-size:18px;font-weight:700;color:var(--ink);letter-spacing:-.022em;line-height:1.3}
.cell p{margin-top:11px;font-size:14.5px;line-height:1.66;color:var(--body)}
.cell ul{list-style:none;margin-top:16px;display:flex;flex-direction:column;gap:8px}
.cell ul li{position:relative;padding-left:17px;font-size:14px;line-height:1.55;color:var(--body)}
.cell ul li::before{content:"";position:absolute;left:0;top:9px;width:5px;height:5px;
  background:var(--accent);border-radius:1px}
.cell .tags{display:flex;flex-wrap:wrap;gap:6px;margin-top:18px}
.cell .tags span{font-family:var(--mono);font-size:10.5px;font-weight:500;letter-spacing:.04em;
  color:var(--muted);border:1px solid var(--line);border-radius:3px;padding:3px 8px}

/* ============================== fact list =============================== */
/* label / value rows — company facts and the regulatory position */
.facts{border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.facts .row{display:grid;grid-template-columns:210px 1fr;gap:24px;padding:18px 24px;
  border-bottom:1px solid var(--line2);align-items:baseline}
.facts .row:last-child{border-bottom:0}
.facts .row:nth-child(even){background:var(--bg2)}
.facts .k{font-family:var(--mono);font-size:11.5px;font-weight:500;letter-spacing:.06em;
  text-transform:uppercase;color:var(--muted)}
.facts .v{font-size:15.5px;color:var(--ink);font-weight:500}
.facts .v small{display:block;margin-top:5px;font-size:13.5px;color:var(--muted);
  font-weight:400;line-height:1.55}

/* ========================= what we do / do not ========================== */
.split2{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.card{border:1px solid var(--line);border-radius:var(--r);padding:32px 30px;background:#fff}
.card.tick{border-color:var(--accent-line);background:var(--accent-soft)}
.card h3{font-size:17px;font-weight:700;color:var(--ink);letter-spacing:-.02em;
  display:flex;align-items:center;gap:10px}
.card h3 i{font-style:normal;width:22px;height:22px;border-radius:4px;flex:none;
  display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:700;color:#fff}
.card.tick h3 i{background:var(--accent)}
.card.cross h3 i{background:var(--ink)}
.card ul{list-style:none;margin-top:20px;display:flex;flex-direction:column;gap:13px}
.card ul li{position:relative;padding-left:20px;font-size:15px;line-height:1.6;color:var(--body)}
.card ul li::before{content:"";position:absolute;left:0;top:9px;width:6px;height:6px;border-radius:1px;
  background:var(--line3)}
.card.tick ul li::before{background:var(--accent)}
.card ul li b{color:var(--ink);font-weight:700}

/* ================================ steps ================================= */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-top:2px solid var(--ink)}
.step{padding:26px 26px 30px 0;border-right:1px solid var(--line)}
.step:last-child{border-right:0;padding-right:0}
.step .n{font-family:var(--mono);font-size:12px;font-weight:500;letter-spacing:.1em;color:var(--accent)}
.step h4{margin-top:14px;font-size:17px;font-weight:700;color:var(--ink);letter-spacing:-.02em}
.step p{margin-top:9px;font-size:14.5px;line-height:1.62;color:var(--body)}

/* =============================== checklist ============================== */
.checklist{list-style:none;display:flex;flex-direction:column;gap:15px;margin-top:26px}
.checklist li{display:flex;gap:13px;align-items:flex-start;font-size:15.5px;color:var(--body);line-height:1.6}
.checklist .ck{width:20px;height:20px;border-radius:4px;background:var(--accent-soft);
  border:1px solid var(--accent-line);flex:none;margin-top:3px;
  display:flex;align-items:center;justify-content:center}
.checklist .ck svg{width:11px;height:11px;stroke:var(--accent);fill:none;stroke-width:3;
  stroke-linecap:round;stroke-linejoin:round}
.checklist b{color:var(--ink);font-weight:700}

/* =============================== callout =============================== */
.note{border:1px solid var(--line);border-left:3px solid var(--accent);border-radius:var(--r-sm);
  padding:20px 24px;font-size:15px;color:var(--body);line-height:1.66;background:var(--bg2)}
.note b{color:var(--ink);font-weight:700}
.note .lb{display:block;font-family:var(--mono);font-size:10.5px;font-weight:500;letter-spacing:.14em;
  text-transform:uppercase;color:var(--accent);margin-bottom:9px}
.note.strong{border-left-color:var(--ink);background:#fff}
.note.strong .lb{color:var(--ink)}

/* ================================ team ================================== */
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.member{border:1px solid var(--line);border-radius:var(--r);padding:30px 28px;background:#fff}
.member .av{width:52px;height:52px;border-radius:var(--r-sm);background:var(--ink);color:#fff;
  display:flex;align-items:center;justify-content:center;font-family:var(--mono);font-size:16px;
  font-weight:500;letter-spacing:.02em}
.member .av.a2{background:var(--accent)}
.member .av.a3{background:#475569}
.member .rl{margin-top:20px;font-family:var(--mono);font-size:10.5px;font-weight:500;
  letter-spacing:.13em;text-transform:uppercase;color:var(--accent)}
.member .nm{margin-top:7px;font-size:19px;font-weight:700;color:var(--ink);letter-spacing:-.024em}
.member p{margin-top:12px;font-size:14.5px;line-height:1.66;color:var(--body)}
.member .tags{display:flex;flex-wrap:wrap;gap:6px;margin-top:18px}
.member .tags span{font-family:var(--mono);font-size:10.5px;color:var(--muted);
  border:1px solid var(--line);border-radius:3px;padding:3px 8px}

/* =============================== contact ================================ */
.contact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.cc{display:block;border:1px solid var(--line);border-radius:var(--r);padding:30px 28px;background:#fff;
  transition:border-color .15s,background .15s}
.cc:hover{border-color:var(--ink);background:var(--bg2)}
.cc .ic{width:40px;height:40px;border-radius:var(--r-sm);border:1px solid var(--line);
  display:flex;align-items:center;justify-content:center;margin-bottom:20px}
.cc .ic svg{width:18px;height:18px;stroke:var(--accent);fill:none;stroke-width:1.8;
  stroke-linecap:round;stroke-linejoin:round}
.cc label{display:block;font-family:var(--mono);font-size:10.5px;font-weight:500;letter-spacing:.13em;
  text-transform:uppercase;color:var(--muted)}
.cc .v{display:block;margin-top:10px;font-size:17px;font-weight:700;color:var(--ink);
  letter-spacing:-.022em;overflow-wrap:anywhere}
.cc small{display:block;margin-top:10px;font-size:13.5px;color:var(--muted);line-height:1.55}

/* ================================ forms ================================= */
.form{border:1px solid var(--line);border-radius:var(--r);padding:34px 32px;background:#fff}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field{display:flex;flex-direction:column;gap:8px;margin-bottom:18px}
.field label{font-family:var(--mono);font-size:10.5px;font-weight:500;letter-spacing:.11em;
  text-transform:uppercase;color:var(--muted)}
.field input,.field select,.field textarea{font-family:var(--sans);font-size:15px;color:var(--ink);
  background:#fff;border:1px solid var(--line3);border-radius:var(--r-sm);padding:12px 14px;
  outline:none;width:100%;transition:border-color .15s,box-shadow .15s}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--accent);
  box-shadow:0 0 0 3px var(--accent-soft)}
.field textarea{resize:vertical;min-height:130px;line-height:1.6}
.form-msg{margin-top:18px;font-size:14px;padding:13px 16px;border-radius:var(--r-sm);display:none}
.form-msg.ok{display:block;background:var(--accent-soft);color:var(--accent-dk);border:1px solid var(--accent-line)}
.form-msg.err{display:block;background:#FEF2F2;color:#991B1B;border:1px solid #FECACA}

/* ================================ prose ================================= */
.legal-grid{display:grid;grid-template-columns:230px 1fr;gap:44px;align-items:start}
.toc{position:sticky;top:104px;border:1px solid var(--line);border-radius:var(--r);padding:20px;background:#fff}
.toc h4{font-family:var(--mono);font-size:10.5px;font-weight:500;letter-spacing:.13em;
  text-transform:uppercase;color:var(--muted);margin-bottom:12px;padding:0 10px}
.toc a{display:block;padding:9px 10px;border-radius:var(--r-sm);font-size:14px;color:var(--body);
  transition:background .14s,color .14s}
.toc a:hover{background:var(--accent-soft);color:var(--accent)}
.prose{border:1px solid var(--line);border-radius:var(--r);padding:40px 42px;background:#fff}
.prose+.prose{margin-top:20px}
.prose>h2{font-size:24px;font-weight:800;color:var(--ink);letter-spacing:-.03em;
  padding-bottom:18px;border-bottom:1px solid var(--line2)}
.prose .stamp{display:block;margin-top:14px;font-family:var(--mono);font-size:11.5px;color:var(--faint)}
.prose h3{margin-top:30px;font-size:16px;font-weight:700;color:var(--ink);letter-spacing:-.02em}
.prose p{margin-top:11px;font-size:15.5px;line-height:1.78;color:var(--body)}
.prose ul{list-style:none;margin-top:13px;display:flex;flex-direction:column;gap:10px}
.prose ul li{position:relative;padding-left:21px;font-size:15.5px;line-height:1.7;color:var(--body)}
.prose ul li::before{content:"";position:absolute;left:0;top:10px;width:6px;height:6px;
  border-radius:1px;background:var(--accent);opacity:.55}
.prose strong,.prose b{color:var(--ink);font-weight:700}

/* ================================ footer ================================ */
footer{margin-top:104px;background:var(--ink);color:#9AA5B8}
.foot-top{display:grid;grid-template-columns:1.9fr 1fr 1fr 1.2fr;gap:48px;
  padding-top:64px;padding-bottom:48px}
.foot-brand b{font-size:20px;font-weight:800;letter-spacing:-.03em;color:#fff;display:block}
.foot-brand span{display:block;margin-top:6px;font-family:var(--mono);font-size:9.5px;
  letter-spacing:.14em;text-transform:uppercase;color:#6B7688}
.foot-brand p{margin-top:20px;font-size:14px;line-height:1.72;color:#8792A6;max-width:36ch}
.foot-col h4{font-family:var(--mono);font-size:10px;font-weight:500;letter-spacing:.15em;
  text-transform:uppercase;color:#6B7688;margin-bottom:16px}
.foot-col a,.foot-col span{display:block;font-size:14px;color:#C2CAD8;padding:6px 0;
  overflow-wrap:anywhere;transition:color .15s}
.foot-col a:hover{color:#fff}
.foot-legal{border-top:1px solid rgba(255,255,255,.10);padding-top:30px;padding-bottom:30px;
  font-size:13px;line-height:1.82;color:#78839A}
.foot-legal b{color:#B7C0D0;font-weight:700}
.foot-bottom{border-top:1px solid rgba(255,255,255,.10)}
.foot-bottom .wrap{display:flex;justify-content:space-between;gap:16px;padding-top:22px;
  padding-bottom:26px;font-size:13px;color:#6B7688;flex-wrap:wrap}

/* ============================ scroll reveal ============================= */
html.js .rv{opacity:0;transform:translateY(14px);
  transition:opacity .48s cubic-bezier(.22,.7,.3,1),transform .48s cubic-bezier(.22,.7,.3,1)}
html.js .rv.rv-in{opacity:1;transform:none}

/* ============================== responsive ============================== */
@media (max-width:1000px){
  .hero-grid{grid-template-columns:1fr;gap:44px}
  .grid3{grid-template-columns:repeat(2,1fr)}
  .team-grid{grid-template-columns:repeat(2,1fr)}
  .contact-grid{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr);gap:0 28px}
  .step{border-right:0;border-bottom:1px solid var(--line);padding-right:0}
  .step:nth-last-child(-n+2){border-bottom:0}
  .legal-grid{grid-template-columns:1fr;gap:20px}
  .toc{position:static}
  .toc a{display:inline-block;margin-right:4px}
}
@media (max-width:760px){
  section{padding:60px 0 0}
  section.pb{padding-bottom:60px}
  .grid3,.grid2,.split2,.team-grid,.contact-grid{grid-template-columns:1fr}
  .facts .row{grid-template-columns:1fr;gap:6px;padding:16px 18px}
  .form-row{grid-template-columns:1fr;gap:0}
  .foot-top{grid-template-columns:1fr 1fr;gap:32px;padding-top:44px;padding-bottom:32px}
  .foot-brand{grid-column:1/-1}
}
@media (max-width:560px){
  .wrap,.nav-in{padding-left:20px;padding-right:20px}
  body{font-size:15.5px}
  .hero-in{padding-top:52px;padding-bottom:48px}
  .hero-in.tight{padding-top:42px;padding-bottom:38px}
  .hero h1{font-size:32px;line-height:1.12;margin-top:20px}
  .hero h1.sm{font-size:27px}
  .hero-sub{margin-top:20px;font-size:16px}
  .hero-cta{margin-top:26px;gap:10px}
  .btn,.btn-lg{font-size:14.5px;padding:12px 20px;width:100%;justify-content:center}
  .sec-head{margin-bottom:28px}
  .sec-head h2{font-size:25px}
  .sec-head p{font-size:15.5px}
  .cell{padding:26px 22px}
  .card{padding:26px 22px}
  .member,.cc{padding:24px 22px}
  .prose{padding:26px 22px}
  .prose>h2{font-size:21px}
  .form{padding:26px 22px}
  .steps{grid-template-columns:1fr}
  .step{border-right:0;border-bottom:1px solid var(--line);padding:22px 0 24px}
  .step:last-child{border-bottom:0}
  footer{margin-top:60px}
  .foot-top{grid-template-columns:1fr;gap:28px}
  .foot-bottom .wrap{font-size:12px;gap:8px}
}
@media (prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important}
  html{scroll-behavior:auto}
  .rv{opacity:1;transform:none}
}